Once your income is verified and you've chosen a home, the final step in your rent now pay later journey is signing your tenancy contract and making your first payment to secure your monthly rent in dubai.
Before you sign
Before you can sign, your agent needs to upload a few documents related to the property and tenancy on your behalf. This includes the tenancy contract, the unit's title deed, the landlord's verification documents, and the landlord's bank details.
Once your agent submits everything, your dashboard will show a "Hang tight we're setting up your Pay Monthly plan" message while Keyper reviews the documents. This review usually takes up to 4 business hours. You don't need to do anything during this stage once Keyper approves, your contract becomes ready to sign.
Signing your contract
When your contract is ready, you'll see a Sign contract button on your application dashboard. Tap it to open your contract directly in Property Finder.
Your contract is officially called the Tenant Payment Management Agreement (TPMA). It outlines your rent amount, your monthly payment plan, and the terms of your tenancy. You'll be able to read the full contract before signing.
What you'll see in the payment summary
Just below the contract, you'll see a clear breakdown of your first payment, which is collected in a single charge when you sign:
Your first payment is a single charge that covers three things:
- First month's rent — your initial monthly rent payment under the structured Pay Monthly plan
- Digital Management Fee — the Keyper service fee for managing your monthly payment plan
- Security deposit — held under your tenancy agreement, returned at the end of the tenancy in line with the contract terms
When you're ready, tap Sign to confirm your contract.
Making your first payment
After signing, you'll be taken to the Make your first payment screen. Tap Add card and enter your card details (card number, expiry date, CVV).
Once your card is added, review your payment summary one final time and tap Add card (or Pay now) to easily pay rent with card functionality and complete your first payment.
Tenancy activation
Once your first payment goes through, your dashboard will show a confirmation screen and tenancy activation will be completed in 1–2 working days. During this short window, Keyper signs the agreement and authorises the first payment to your landlord.
You'll also receive two emails:
- A First rent payment successful email confirming your payment with date, amount, and the card used
- A Tenancy activated email once your tenancy goes live
Both emails include a Track on Property Finder button that takes you back to your dashboard, where you can view your payment schedule and manage your tenancy.
What happens next
Your monthly installments will be collected automatically from your registered card on the agreed schedule, allowing you to seamlessly pay rent monthly. You can view your full payment schedule on your dashboard, update your payment card if needed, and track every successful and upcoming payment.
If you ever have questions about your contract, your payments, or your tenancy, see Termination policy and disputes.
Frequently asked questions
Search or browse questions about contract signing and your first payment.
What is the TPMA?
The TPMA (Tenant Payment Management Agreement) is your tenancy contract under Pay Monthly. It outlines your rent amount, your monthly payment plan, and the terms of your tenancy. You can review the full contract in the app before signing.
What payment methods are accepted?
Payments are completed using a UAE-issued credit or debit card. Setting up a secure credit card payment for rent ensures automated collections, enabling you to pay rent through credit card channels or pay rent using credit card balances easily. American Express is not accepted. You must have a local UAE bank account.
My payment failed what do I do?
Check that your card is UAE-issued, the card details are correct, and you have sufficient funds available. You can try the payment again from within the app. If the issue continues, contact our support team.
What's included in my first payment?
Your first payment is a single charge that covers your first month's rent, the Digital Management Fee (Keyper's service fee), and your security deposit. You'll see the full breakdown on your dashboard before you confirm.
Why does my dashboard say "Hang tight"?
That message means your agent has uploaded the tenancy documents and Keyper is reviewing them. The review usually takes up to 4 business hours. Once it's complete, your dashboard will move you to the signing step.
How long does tenancy activation take after I pay?
Tenancy activation usually completes within 1–2 working days after your first payment. During this time, Keyper countersigns the agreement and authorises the first payment to your landlord.
Can I change my payment card after signing?
Yes. You can update your payment card at any time from your application dashboard or your Property Finder account settings.
Where can I view my signed contract?
After signing, you can view and download your signed contract from your dashboard at any time.
When is my first payment due?
Your first monthly rent payment is due before your landlord's first transfer is initiated. Make sure your card is active and has sufficient funds before this date.
What emails will I receive after signing?
You'll receive a "First rent payment successful" email confirming your payment, and a "Tenancy activated" email confirming your tenancy is officially active. Both include a link back to your dashboard.